Somehow, I’ve managed to catch Pink Eye again. I broke down and went to the doctor and got a prescription for the eye drops that my son used. When I filled the eye drops at the pharmacy, I expected to pay the same $35 copay that I paid when I had my son’s prescription filled, but I was wrong.

Because I have insurance coverage through my work, which I cannot drop, that insurance is my primary instead of my wife’s insurance, and because of this, my wife’s insurance refused to pay. Because the eye drops are considered a tier 3 drug, and my copay is $55, I ended up paying the full amount for the prescription – $53.63.

I get penalized by my wife’s insurance company for having a job that provides coverage that I cannot opt out of. At least nobody else in the house has pink eye.